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 The PPO Plan is available to salaried employees nationwide.
 The HMO Plan is available to salaried employees only in Illinois.
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Medical |
PPO |
HMO |
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Effective Date of Coverage |
1st of the month following 30 days of employment |
1st of the month following 30 days of employment |
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Individual Annual Deductible |
$500 (In-network)
$1,000 (Out-of-network) |
Does Not Apply |
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Family Annual Deductible |
$1,500 (In-network)
$3,000 (Out-of-network) |
Does Not Apply |
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Doctor Visit |
In-network $20 co-payment |
$30 co-payment |
Maximum Lifetime Benefits
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$5,000,000
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Unlimited
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Prescription |
PPO |
HMO |
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Effective Date of Coverage |
1st of the month following 30 days of employment |
1st of the month following 30 days of employment |
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Retail Coverage |
$15 co-pay Generic Drugs
$30 co-pay Brand Name Drugs
$50 co-pay Non-preferred Drugs
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$15 co-pay Generic Drugs
$30 co-pay Brand Name Drugs
$50 co-pay Non-preferred Drugs
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Mail Order Coverage |
90-day supply Maintenance Drugs
$30 co-pay Generic Drugs
$60 co-pay Brand Name Drugs
$100 co-pay Non-preferred Drugs |
90-day supply Maintenance Drugs
$30 co-pay Generic Drugs
$60 co-pay Brand Name Drugs
$100 co-pay Non-preferred Drugs |
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Dental |
PPO |
HMO |
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Effective Date of Coverage |
1st of the month following 30 days of employment |
1st of the month following 30 days of employment |
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Individual Deductible |
$50 (Individual In-network)
$150 (Family In-network)
$75 (Individual Out-of-network)
$225 (Family Out-of-network) |
Does Not Apply |
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Preventive Services |
100% (In-network)
80% (Out-of-network) |
100% |
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Basic Services |
80% (In-network after Deductible)
60% (Out-of-network after Deductible) |
Co-payments Apply |
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Major Services |
50% (After Deductible) |
Co-payments Apply |
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Benefits Year Maximum |
$1,000 |
Does Not Apply |
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Orthodontics Lifetime Maximum |
Does Not Apply |
$1,800 |
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Vision Care |
PPO |
HMO |
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Effective Date of Coverage |
1st of the month following 30 days of employment |
1st of the month following 30 days of employment |
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Benefits |
Discounts thru BlueCross/BlueShield |
$30 co-pay Eye Exam (Illinois Only) |
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Life Insurance |
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Effective Date of Coverage |
1st of the month following 30 days of employment |
Coverage
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$50,000 per insured (employee only)
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Accidental Death and Dismemberment |
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Effective Date of Coverage |
1st of the month following 30 days of employment |
Coverage
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$50,000 per insured (employee only)
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Short Term Disability |
| Effective Date of Coverage |
1st of the month following 30 days of employment |
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Coverage |
70% of base salary up to a maximum of $1,000 per week. |
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Benefit Period |
Maximum benefit 90 days from the date of disability (after a 14 day waiting period). |
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Maternity Leave |
Maximum benefit of 6 weeks (after a 14 day waiting period) |
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Long Term Disability |
Effective Date of Coverage
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1st of the month following 30 days of employment
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Coverage
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60% of base salary
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Benefits Period |
Benefits begin on the 90th day of continuous disability until death, return to work or retirement. |
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Employee Insurance Contributions (PPO) |
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PPO |
Full PPO Benefits |
Dental PPO Only |
Life, AD&D
STD/LTD Only |
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Employee Only |
$169.72 per Month |
$8.06 per Month |
$12.54 per Month |
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Employee+Spouse |
$352.30 per Month |
$17.42 per Month |
-- |
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Employee+Child(ren) |
$340.74 per Month |
$18.36 per Month |
-- |
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Family |
$519.18 per Month |
$27.52 per Month |
-- |
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Employee Insurance Contributions (HMO - Illinois Only) |
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HMO |
Full HMO Benefits |
Dental HMO Only |
Life, AD&D
STD/LTD Only |
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Employee Only |
$129.52 per Month |
$7.44 per Month |
$12.54 per Month |
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Employee+Spouse |
$264.02 per Month |
$14.72 per Month |
-- |
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Employee+Child(ren) |
$256.12 per Month |
$15.98 per Month |
-- |
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Family |
$388.16 per Month |
$24.12 per Month |
-- |
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Note: Full benefits include Medical, Prescription, Dental, Life, AD&D, STD and LTD. Benefits are also available by coverage category (e.g., Medical only, or Medical/Dental only, etc.). |
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Optional Employee/Dependent Supplemental Life and AD&D |
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You may choose optional Life and AD&D coverage for yourself and/or dependent(s) in the amount of $10,000 to $200,000. Additional coverage must be in $10,000 increments. Coverage for dependent children is $5,000. The cost of coverage varies based on age and amount of coverage you wish. |
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401(k) |
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The company provides employees with the opportunity to set aside up to 100% of their earnings to meet long term savings goals. The company pays 100% of the plan administration investment fees and will match 25% of contributions up to a maximum deduction of 5% per employee. Enrollment dates are quarterly: January 1st, April 1st, July 1st and October 1st. Employee contributions are always 100% vested. Employer match will vest at 20% per year from completion of year 2 to completion of year 6. Click here to review the latest overall investment performance. |
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Holidays |
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Based on client holiday schedule. |
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Vacation |
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Vacation accrues monthly based on employee anniversary date. |
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0-6 Months of Service |
0 Days |
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7-12 Months of Service |
6 Days + 1 Day Accrued per Month |
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1-4 Years of Service |
12 Days |
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5-9 Years of Service |
15 Days |
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10 Years and Over |
20 Days |
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Jury Duty |
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The company will pay for the difference between the employee's daily pay and any allowance received for serving. |
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Funeral Leave |
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Employees will be excused from work for three days in the case of a death in the immediate family. |
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Employee Referral |
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The company encourages all consultants to refer qualified applicants to the Staffing Department for consideration for current and pending assignments. Employees who refer applicants will receive a $2,000 bonus for each applicant who joins the company in a full-time capacity within 180 days of the referral. The first $1000 of the referral bonus will be remitted with your next paycheck after the referred candidate's first 30 days of service, and the second $1000 with your next paycheck following 90 days of service by your candidate. (Note: You must be an active employee to be eligible for payment of the referral bonus). |
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Client Referral |
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A $2,000 bonus will be awarded to an employee if a contract is signed within 90 days of the referral and the consultant bills for a minimum of 45 days (9 weeks). The consultant should present the Account Name, Contact Name and Account Information to the Account Executive. Management will review the information, check for any conflict and log the referral. |
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Incentive Program - "Perfect Attendance Bonus" |
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A $1,000 bonus will be awarded to consultants who do not take sick leave for an anniversary year. This bonus, made in appreciation of a "perfect attendance" record, will be paid on the 15th of the following month in which the anniversary took place. |
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Payroll |
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Employees are paid semi-monthly (fifteenth and thirty/thirty-first). Direct Deposit is available. Overtime, if applicable to project, is paid on the fifteenth of each month for the previous month. |
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Tuition Assistance |
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Coverage is limited to courses that are directly related to the employee's present position or anticipated career path within the company. Tuition assistance will be provided to all employees after 1 full year of continuous service up to a maximum of $1,000 per year. Advance approval of a course must be obtained from the home office for reimbursement. Grades of an "A" or "B" are reimbursed at 100%. A grade of a "C" is reimbursed at 50%. Reimbursement will occur once the course is completed and grade has been submitted. Additionally, should an employee resign his or her position within 6 months of reimbursement, they will be required to reimburse the company the cost of the course on a pro-rated basis. |
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Matching Grant |
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The company will match one annual contribution (up to $100) to an employee's favorite non-political, non-religious organization or charity. |
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Reimbursements |
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Approved expenses for work related items accounted for on a weekly expense report will be reimbursed on a timely basis. |
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This overview is only a summary; please refer to the actual plan documents for additional terms and conditions. In the event of inconsistencies between the overview and the actual plan documents, the terms of the plan document will govern. This summary supersedes all previous overviews. All benefits listed are subject to change without notice (rev. 11/05/08). |
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